Stripe is the dominant payment processing platform for internet businesses, handling hundreds of billions of dollars in transactions annually across millions of businesses in 46 countries. Beyond basic payment processing, Stripe offers billing and subscription management, fraud prevention via Radar, financial reporting, issuing virtual cards, and Treasury for embedded banking. Stripe's API-first approach has made it the default choice for developers building e-commerce, SaaS, and marketplace applications.
Stripe outages typically involve API gateway degradation, payment processing delays, or webhook delivery failures. Dashboard and reporting features may experience separate outages from core payment processing. Stripe's architecture prioritizes payment reliability above all else, so complete payment failures are extremely rare. More common are partial degradations where specific features like Radar fraud checks or Connect payouts slow down while card charges continue processing.
When Stripe is down, businesses cannot process payments — which translates directly to lost revenue. E-commerce checkout flows break, SaaS subscription renewals fail, and marketplace payouts halt. Because Stripe processes payments for companies like Amazon, Shopify merchants, and thousands of SaaS products, even brief outages have massive financial ripple effects across the internet economy.
Use this page to check Stripe's API availability in real time. Stripe rarely has complete outages — more common are partial degradations affecting specific features like webhooks or the dashboard while payment processing continues. Check status.stripe.com for Stripe's official component-level status breakdown.
Payment failures can result from Stripe outages, but more often they're caused by expired API keys, incorrect webhook configurations, insufficient funds on customer cards, or 3D Secure authentication timeouts. Check your Stripe Dashboard for specific error codes before assuming a platform outage.
During a Stripe outage, customers cannot complete purchases on your site. Subscription renewals may fail, and recurring billing cycles can be disrupted. However, Stripe's architecture is designed so that once service resumes, pending operations typically complete automatically. Webhook events are queued and delivered after recovery.
Display a user-friendly error message on your checkout page rather than showing raw API errors. Consider implementing a retry queue for failed payment attempts. If the outage persists, communicate with customers about the delay. Stripe will re-attempt failed webhook deliveries once service resumes, so most data will eventually sync.
Monitor Stripe's API endpoint with PinusX Uptime Monitor to get instant Slack and email alerts when the API becomes unreachable. This gives you advance warning before customer complaints arrive. You can also subscribe to status.stripe.com email updates for official incident communications.
Monitor Stripe uptime with PinusX. Get instant alerts when services go down.